prognosis, decision under risk, suspicion of criminal acts, and political forecasting. Systematic violations of the conjunction rule are observed in judgments of lay people and of experts in both between-subjects and within-subjects comparisons. Alternative interpretations of the conjunction fallacy

for their condition. While opportunity costs remain a concern in the case of sham-surgery controls, the latter also raise additional concerns because the so-called placebo or sham surgeries often involve actual surgical interventions that carry their own special risks and burdens. Unlike the relatively benign profile

risk analysis tend to view affective responses to risk as irrational. Current wisdom disputes this view. The rational and the experiential systems operate in parallel and each seems to depend on the other for guidance. Studies have demonstrated that analytic reasoning cannot be effective unless

ciphertext. Actual systems are potentially at risk, including cryptographic tokens, network-based cryptosystems, and other applications where attackers can make reasonably accurate timing measurements. Techniques for preventing the attack for RSA and Diffie-Hellman are presented. Some cryptosystems will need

if the input changes, as long as it remains reasonably close to the original. Thus, R can be used as a key in a cryptographic application. A secure sketch produces public information about its input w that does not reveal w, and yet allows exact recovery of w given another value that is close to w. Thus

Risk in the modern world is confronted and dealt with in three fundamental ways. Risk as feelings refers to our fast, instinctive, and intuitive reactions to danger. Risk as analysis brings logic, reason, and scientific deliberation to bear on hazard management. When our ancient

scattered through one's explanatory and dependent variables than the methods currently used in applied data analysis. The reason for this discrepancy lies with the fact that the computational algorithms used to apply the best multiple imputation models have been slow, difficult to implement, impossible

changes. Below, we investigate the determinants of credit spread changes. From a contingent-claims, or noarbitrage standpoint, credit spreads obtain for two fundamental reasons: 1) there is a risk of default, and 2) in the event of default, the bondholder receives only a portion of the promised payments

review and interpret the aggregate-level and microeconomic literatures to identify the key explanations for this performance. There is a reasonable correspondence of the two sets of evidence, pointing to four factors as being important. These are a lack of openness to international trade; a high-risk

the theory of reasoned action (TRA) as applied to a technology-driven environment, technology acceptance model (TAM) variables (perceived usefulness and ease of use) are posited as key drivers of e-commerce acceptance. The practical utility of TAM stems from the fact that e-commerce is technology