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Insurance The
, 2001
"... Superintendent/President shall be responsible to secure insurance for the District as required by law, which shall include but is not limited to the liabilities described in Education Code Section 72506 as follows: 1. Liability for damages for death, injury to persons, or damage or loss of property. ..."
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Superintendent/President shall be responsible to secure insurance for the District as required by law, which shall include but is not limited to the liabilities described in Education Code Section 72506 as follows: 1. Liability for damages for death, injury to persons, or damage or loss of property
Understanding relationships using copulas
- North American Actuarial Journal
, 1998
"... This article introduces actuaries to the concept of "copulas, " a tool for understanding relationships among multivariate outcomes. A copula is a function that links univariate marginals to their full multivariate distribution. Copulas were introduced in 1959 in the context of prob ..."
Abstract
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Cited by 224 (8 self)
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of probabilistic metric spaces. Recently, there has been a rapidly developing literature on the statistical properties and applications of copulas. This article explores some of these practical applications, including estimation of joint life mortality and multidecrement models. In addition, we describe basic
A sparse approximate inverse preconditioner for nonsymmetric linear systems
- SIAM J. SCI. COMPUT
, 1998
"... This paper is concerned with a new approach to preconditioning for large, sparse linear systems. A procedure for computing an incomplete factorization of the inverse of a nonsymmetric matrix is developed, and the resulting factorized sparse approximate inverse is used as an explicit preconditioner f ..."
Abstract
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Cited by 197 (22 self)
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for conjugate gradient–type methods. Some theoretical properties of the preconditioner are discussed, and numerical experiments on test matrices from the Harwell–Boeing collection and from Tim Davis’s collection are presented. Our results indicate that the new preconditioner is cheaper to construct than other
Long-Term Property Insurance
"... JIR-ZA-29-07 The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts of regulators, insurers and researchers by providing detailed and comprehensive insurance information. The NAIC offers a wide range of publications in the following categori ..."
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JIR-ZA-29-07 The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts of regulators, insurers and researchers by providing detailed and comprehensive insurance information. The NAIC offers a wide range of publications in the following
Property Insurance Loss Distributions
, 2000
"... Property claim services (PCS) provides indices for losses resulting from catastrophic events in the US. In this paper, we study these indices and take a closer look at distributions underlying insurance claims. Surprisingly, the lognormal distribution seems to give a better #t than the Paretian one. ..."
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Property claim services (PCS) provides indices for losses resulting from catastrophic events in the US. In this paper, we study these indices and take a closer look at distributions underlying insurance claims. Surprisingly, the lognormal distribution seems to give a better #t than the Paretian one
Law and the determinants of Property-Casualty insurance
- Journal of Risk and Insurance
, 2004
"... Abstract This paper examines the importance of legal rights and enforcement in influencing propertycasualty insurance consumption. We extend the existing literature by examining the role both legal and political factors have on determining insurance density across countries. Also, measures of risk ..."
Abstract
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Cited by 7 (0 self)
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and efficient estimates. The results show a strong positive relationship between the protection of property rights and insurance consumption, which is robust to various model specifications and estimation techniques. Moreover, the results show the purchase of nonlife insurance is significantly and positively
The Coexistence of Multiple Distribution Systems for Financial Services: The Case of PropertyLiability Insurance
, 1997
"... : Property-liability insurance is distributed by independent agents, who represent several insurers, and exclusive agents, who represent only one insurer. The independent agency system is known to have higher costs than the exclusive agency system. The market imperfections hypothesis attributes t ..."
Abstract
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Cited by 71 (24 self)
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: Property-liability insurance is distributed by independent agents, who represent several insurers, and exclusive agents, who represent only one insurer. The independent agency system is known to have higher costs than the exclusive agency system. The market imperfections hypothesis attributes
The Structure, Conduct, and Regulation of the PropertyLiability Insurance Industry
- The Financial Condition and Regulation of Insurance Companies (Boston: Federal Reserve Bank of Boston). Peter and Darrell Duffie, 1995, “Corporate Incentives for Hedging and Hedge Accounting,” Review of Financial Studies
, 1991
"... Dissatisfaction with property-liability insurance is widespread and seems to be growing. Insurance availability and affordability have become major issues in election campaigns nationwide, and Congress is threatening to impose new federal regulations. This unusual amount of attention seems to reflec ..."
Abstract
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Cited by 32 (6 self)
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Dissatisfaction with property-liability insurance is widespread and seems to be growing. Insurance availability and affordability have become major issues in election campaigns nationwide, and Congress is threatening to impose new federal regulations. This unusual amount of attention seems
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