-recursion prior of image structures has led to many powerful non-local image restoration schemes with impressive performance. This paper aims at developing a scheme for constructing a non-local wavelet frame or wavelet tight frame that is adaptive to the input image. The proposed multi-scale non-local wavelet

of vintage year dummies): Log fund size and log fund sequence number, each of which is included in levels and squares. Our results are reported in 22 Consistent with Kaplan and Schoar, we find only weak evidence that higher sequence number funds perform better (p=0.099) once we exclude fund size in column

confidence intervals, both scales were interpreted as having scalar invariance. Taken together, these results indicate that there was measurement equivalence of conscientiousness scales across age groups and that differences between age groups can be meaningfully interpreted. Mean-level differences in self-reported

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Since cosmological black holes modify the density and pressure of the surrounding universe, and introduce heat conduction, they produce simple models of cosmologi-cal inhomogeneities that can be used to study the eect of inhomogeneities on the universe's expansion. In this thesis, new cosmological black hole solutions are ob-tained by generalizing the expanding Kerr-Schild cosmological black holes to obtain the charged case, by performing a Kerr-Schild transformation of the Einstein-de Sitter universe (instead of a closed universe) to obtain non-expanding Kerr-Schild cosmo-logical black holes in asymptotically- at universes, and by performing a conformal transformation on isotropic black hole spacetimes to obtain isotropic cosmological black hole spacetimes. The latter approach is found to produce cosmological black holes with energy-momentum tensors that are physical throughout spacetime, unlike previous solutions for cosmological black holes, which violate the energy conditions in some region of spacetime. In addition, it is demonstrated that radiation-dominated and matter-dominated Einstein-de Sitter universes can be directly matched across a hypersurface of constant time, and this is used to generate the rst solutions for primordial black holes that evolve from being in radiation-dominated background universes to matter-dominated background universes. Finally, the Weyl curvature, volume expansion, velocity eld, shear, and acceleration are calculated for the cos-ii mological black holes. Since the non-isotropic black holes introduce shear, according to Raychaudhuri's equation they will tend to decrease the volume expansion of the universe. Unlike several studies that have suggested the relativistic backreaction of inhomogeneities would lead to an accelerating expansion of the universe, it is con-cluded that shear should be the most likely in uence of inhomogeneities, so they should most likely decrease the universe's expansion. iii

and (2) the gas is near an abso-lute equilibrium — a spatially uniform, stationary state. When we consider regimes in which both the transport scales and Re vanish, we derive the weakly compressible Stokes approximation — a linear system. When we consider regimes in which the transport scales vanish

A particularly important sector for the stability of financial systems is the banking sector. Banks play a central role in the money creation process and in the payment system. Moreover, bank credit is an important factor in the financing of investment and growth. Faltering banking systems have