A particularly important sector for the stability of financial systems is the banking sector. Banks play a central role in the money creation process and in the payment system. Moreover, bank credit is an important factor in the financing of investment and growth. Faltering banking systems have

de nationalité suisse et originaire de Zurich (ZH) et Lucerne (LU) acceptée sur proposition du jury:

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First, I would like to thank to Dimka Karastoyanova and Mariano Cilia for all the fruitful discussions, their guidance and support through the course of this project. Thanks also to Prof. Alejandro Buchmann who sponsored my stay at Technische Universität Darmstadt during the spring of 2004. The special thanks go to my advisor, Mariano Cilia, who has made all this possible. Finally, I’d like to thank to my family for all these years of support.

RECHERCHES Elastographie par ondes de cisaillement

pages 156–175, 2013. [2] Johannes Buchmann, Denise Demirel, and Jeroen van de Graaf. Towards a publicly-verifiable mix-net providing everlasting privacy. In Financial Cryptog-raphy, pages 197–204, 2013. [3] Denise Demirel, Jeroen van de Graaf, and Roberto Araùjo. Improving helios

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I would like to thank some people who were involved in the creation of this thesis: • Berry Schoenmakers of TU Eindhoven for introducing me to the topic of cryptographic voting protocols. • Evangelos Karatsiolis for his work in guiding me through the process of writing this thesis and his constant motivation. • Roberto Samarone Araujo for hours of discussing various protocols with Evengelos and me. • Warren D. Smith for providing with a preliminary version of his upcoming book »How Mathematics can Improve Democracy«. • Ute Günther and Christian Burgmann for their proof-reading. Nonetheless, any remaing errors shall be blamed on me. • Andrea Peter for her love and for cheering me up when I was down. • Last but not least my parents, Jacqueline Herrnkind and Hans Peter Klink – without their love and continuous support, this thesis would never have been written.

This report focuses on the evidence about the health.consequences of smoking for women, and is intended to serve.the public health and medical communities as 'a unified source of existing scientific research. The major issues about tobacco use and women's health are examined, including trends in consumption, biomedical evidence, and determinants of smoking ititiation, maintenance, and cessation. The biomedical aspects ofsmoking are presented in terms of mortality, morbiplity, cardiovasculaidiseases, cancer, pregnancy and infant,health,, Teptic ulcer disease, drug reactions and, interactions, food constituents, and responses to,diagnostic tests. The psychosocial and behavioraj. aspects, of smoking in women are discussed, along with the docffiented increases in- the risk of contracting lung cancer, heart,disease, or lung disease. The harmful effects of pregnant mothers smoking behaviors, are also docudented. Adhitionally, recent data are enumerated to indicate a trend of,decreasing tobacco usage among women in response to the warnings of the gavernMent, voluntary agencie, and physicrins. (Author /NRB)' DOCUMENT RESUME cc 015 465