Abstract

An increasing number of people rely on secure websites to carry out their daily business. A survey conducted by Pew Internet states 42 % of all internet users bank online. Considering the types of secure transactions being conducted, businesses are rigorously testing their sites for security flaws. In spite of this testing, some design flaws still remain that prevent secure usage. In this paper, we examine the prevalence of user-visible security design flaws by looking at sites from 214 U.S. financial institutions. We specifically chose financial websites because of their high security requirements. We found a number of flaws that may lead users to make bad security decisions, even if they are knowledgeable about security and exhibit proper browser use consistent with the site’s security policies. To our surprise, these design flaws were widespread. We found that 76 % of the sites in our survey suffered from at least one design flaw. This indicates that these flaws are not widely understood, even by experts who are responsible for web security. Finally, we present our methodology for testing websites and discuss how it can help systematically discover user-visible security design flaws. 1.

Citations