Did Securitization Lead to Lax Screening? Evidence from Subprime Loans. SSRN working paper (2008)

by Benjamin J. Keys, Tanmoy Mukherjee, Amit Seru, Vikrant Vig, Raghuram Rajan, Adriano Rampini, Steve Schaefer, Robert Vanorder, Annette Vissing-jorgensen, Luigi Zingales